Privacy Policy AFB77 — Member Data Protection & Information Security

AFB77 is fully committed to protecting the privacy and security of every member's personal information. This Privacy Policy explains the types of data we collect, the purpose of such collection, how data is stored and protected, and the rights you hold as a member of our platform.

This policy applies to all information collected through the afb77 website, mobile app, and any communication channel between you and our platform. It covers all registered members, website visitors, and individuals who interact with any afb77 service.

By registering an account on afb77 or continuing to use our platform, you confirm that you have read, understood, and agreed to the terms of this Privacy Policy. If you do not agree with any part of this policy, please stop using the afb77 platform.

AFB77 collects the information necessary to provide a safe, fair, and high-quality service. The information we collect can be grouped into several main categories:

We only collect information that is strictly necessary for the stated purposes. afb77 does not collect irrelevant or excessive data beyond what is required to operate the platform.

Every piece of information you provide to afb77 is used for clear and legitimate purposes. The following are the primary purposes for which your data is used:

• Identity Verification (KYC): Ensuring every member is a real individual who meets the platform's eligibility requirements, including a minimum age of 18.
• Transaction Processing: Verifying and processing deposits, withdrawals, and all financial transactions made through your account.
• Account Security: Detecting suspicious activity, preventing unauthorized access, and protecting your account from any security threats.
• Legal Compliance: Meeting regulatory compliance obligations including the Anti-Money Laundering Act (AMLA) and other statutory reporting requirements.
• Service Improvement: Analyzing platform usage patterns to improve the member experience, enhance performance, and develop better new features.
• Service Communications: Sending account-related notifications, platform updates, promotional information, and relevant technical announcements.
• Responsible Gaming: Monitoring gameplay patterns to identify members who may need responsible gaming assistance and support.

AFB77 will not use your data for any purpose beyond those stated here without obtaining your consent first.

Data security is the cornerstone of the trust you place in afb77. We continuously invest in industry-grade security infrastructure to ensure your information remains protected at every level.

• 256-bit SSL Encryption: All data transmitted between your device and afb77 servers is encrypted using 256-bit SSL/TLS protocol — the same security standard used by leading banking institutions worldwide.
• Secure Data Storage: Your personal and financial information is stored on servers protected by multi-layered access controls, advanced firewall systems, and 24/7 monitoring.
• Fund Segregation: Member funds are kept separate from the company's operating funds, ensuring your money is always safe and available for withdrawal at any time.
• Two-Factor Authentication (2FA): Members are encouraged to enable two-factor authentication to add an extra layer of security to their account.
• Real-Time Activity Monitoring: Our system monitors every login activity and transaction in real time to detect and immediately block any suspicious activity.
• Regular Security Audits: The afb77 security infrastructure undergoes regular audits and penetration testing by independent security experts.

AFB77 does not sell, rent, or trade your personal information to any third party for marketing purposes. However, there are certain situations where afb77 needs to share your information with trusted parties:

• Payment Service Provider: Banks, credit card companies, and payment processors that help us handle your deposits and withdrawals safely and efficiently.
• Identity Verification Provider: Third-party services that help afb77 carry out the KYC verification process accurately and securely to meet compliance requirements.
• Statutory Authority: Information may be shared with government authorities, law enforcement agencies, or regulatory bodies when required by law or court order.
• Technology Partners: Cloud infrastructure providers and technical service vendors that help operate and maintain the afb77 platform under contractually agreed security standards.

All third parties working with afb77 are bound by strict confidentiality agreements and are required to uphold data protection standards equal to or higher than afb77's own. We share only the minimum information necessary.

The afb77 platform uses cookies and similar tracking technologies to enhance your experience and ensure the platform runs smoothly. Cookies are small text files stored on your device when you visit the afb77 website.

The types of cookies used by afb77 include:

• Essential Cookies: Required for core platform functions such as login, session security, and navigation. These cookies cannot be disabled.
• Performance Cookies: Collecting information on how you use the platform to help us identify and improve areas that need enhancement.
• Functional Cookies: Saving your preferences such as language, display settings, and other choices so you don't have to reconfigure them each time you log in.
• Analytics Cookies: Helping afb77 understand overall platform usage patterns for continuous improvement purposes without identifying you individually.

You can manage or disable cookies through your browser settings. Please note, however, that disabling certain cookies may affect the functionality and user experience of the afb77 platform.

AFB77 retains your personal information only for as long as needed for the purposes stated in this Privacy Policy, or as required by applicable laws and regulations.

• Active Account Data: For as long as your account remains active and you continue using the afb77 platform.
• Financial Transaction Data: Minimum 7 years as required by Malaysia's financial and tax legislation.
• KYC Records & Verification: Minimum 5 years after account closure or the date of the last transaction, in accordance with statutory AML/KYC requirements.
• Security Logs: 2 years for security investigation and fraud prevention purposes.
• Communication Data: 3 years for customer support communication records and complaints.

Once the retention period expires, your data will be securely deleted or anonymised so it can no longer be linked to your identity. The data deletion process follows recognised industry standards.

As an afb77 member, you have certain rights regarding your personal information. AFB77 fully respects these rights and provides clear channels for you to exercise them:

To exercise any of the above rights, contact the afb77 privacy team via official email: [email protected]. We will acknowledge your request within 14 business days and resolve it within 30 business days.

AFB77 reserves the right to update or modify this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or technological developments. Any changes made will take effect immediately upon publication on the afb77 website.

For significant changes, afb77 will notify members via email notification or a prominent notice on the website at least 14 days before the changes take effect. We encourage you to review this Privacy Policy page periodically to stay informed.

Continued use of the afb77 platform after changes are published will be considered your acceptance of the updated policy.

If you have any questions, concerns or complaints regarding this Privacy Policy or the way afb77 handles your personal information, we strongly encourage you to contact us directly.

The afb77 privacy and data protection team is ready to assist you with any inquiries regarding:

• Request access, correction or deletion of personal data
• Complaints regarding data processing that does not comply with this policy
• Clarification on any part of this Privacy Policy
• Reporting suspected security incidents or data breaches

Contact us via official email: [email protected] — our team operates 24 hours a day, 7 days a week including public holidays to ensure every concern you have is addressed promptly and professionally.